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Monday, May 19, 2014

Monday Musings: Weeks 19 & 20


Last week, I took a break from blogging, so these figures are for the past two weeks.

Weeks 19 & 20 Spending
Groceries /Food   
$245
Clothing
$51
Piano Lessons
$20
Orthodontist
$160
Gifts
$50
Cash for Trip
$40
Total*  
$566
*Average weekly spending      $283

We began Esther's orthodontic treatment last week. Our initial records appointment was the $160 listed in the spending chart. After insurance, our total fee for Esther's braces will be $2998. Since beginning our spending challenge, I've saved nearly $2000 from my household budgeted expenses. With a $700 savings transfer, I can pay the entire remaining balance of Esther's bill, and receive a 5% bookkeeping credit of $142. My goal is to return the money to our savings account before the end of summer through additional savings on the household budget. 

It's a great feeling to know we've got the money on hand for this treatment. We won't have to worry about a "low monthly payment" of $115 every month for the next 20 months. 


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