Here is this week's spending report.
Week 18 Spending
|
|
Groceries
/Food
|
$112
|
Benevolence
|
$5
|
Piano
Lessons
|
$10
|
Total
|
$127
|
April Spending Report
Category
|
Spent
|
Budgeted
|
Savings
|
Groceries*
|
$446
|
$700
|
$254
|
Miscellaneous
|
$16
|
$120
|
$104
|
School
|
$0
|
$50
|
$50
|
Entertainment
|
$0
|
$75
|
$75
|
Toiletries
|
$49
|
$50
|
$1
|
Piano Lessons
|
$40
|
$80
|
$40
|
Clothing
|
$11
|
$60
|
$49
|
Gifts
|
$47
|
$75
|
$28
|
Hair Care
|
$17
|
$30
|
$13
|
Benevolence
|
$5
|
$35
|
$30
|
Discretionary Cash
|
$25
|
$25
|
$0
|
Total
|
$656
|
$1300
|
$644
|
*Does
not include 5/4/14 grocery shopping during week 18
Comparing percentages, this is my
best month yet. All but $200 of my spending was for groceries, and I came in
$254 under my grocery budget. I can definitely tell that we are using our
supply of freezer items and canned goods. In the afternoons, some of the
children wander around the kitchen moaning that there is nothing to eat. When I
suggest that they make a sandwich or a burrito, or grab a boiled egg or some
fruits or vegetables, they trudge off, mumbling about how there isn’t any “real
food” in the house – you know the stuff – Cheese Nips and bags of chips and chicken
nuggets and corn dogs and frozen pizza, etc., etc, ad nauseam. Literally.
Summer is time for the kiddos to
pick up extra work, like mowing yards, moving hay, and helping neighbors with
various projects. This should help cut down on the griping since they’ll have more
pocket change. I’m hoping they’ll learn the value of money since they’ll have
to spend their own.
Here is a common conversation at
our house –
Child:
Moooooooooom, I NEED you to buy me (fill in the blank).
Mom:
Sorry, dearest child, but there’s not money in the budget for (fill in the
blank). If you want it, you’ll have to save up and spend your own money.
Child:
I don’t want to spend MY money. It costs too much. Can’t YOU buy it?
And so it goes and goes and goes.
One thing I have noticed is that, as I have been consistent in requiring them
to buy their own lego sets, fancy footwear, make-up, snacks-on-the-way-home-because-they-are
starving-to-DEATH, etc., the requests are slowly, but surely, coming less often.
When the kids are met with a denial, they accept it more readily, and we are
able to have a sane discussion about needs and wants.
The same goes for the adults in
this household. Instead of having an attitude of “’La-dee-da,’ I’ll just buy
the stuff I want and hope everything works out at the end of the month,” we are
much more intentional and conversational about our spending patterns and
savings goals. This is a very good thing, as evidenced by the growing balance of our emergency fund and savings account.
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